🇺🇸 For U.S. businesses only

Your entire bookkeeping team.
Built on AI.
Backed by experts.

Bookkeeping, accounting, CFO insights, and the ERP platform work together to keep your books accurate and up to date in real time, so you always have the financial clarity to make better decisions.

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Trusted by hundreds of U.S. small businesses

What Fincent is

Half and half.
The better half is human.

Fincent does your bookkeeping, taxes, and CFO work. Software keeps the books current on its own; a real bookkeeper, CPA, and CFO make the calls a dashboard can't.

⚡ instant

🖥 The first half · software

Books that keep themselves

Reconciled with your bank daily. Invoices, inventory, and the month-end close, all automatic.

👋 real people

The better half · people 👋

People who know
your name

A bookkeeper, a CPA, and a CFO. Same-day answers,
not a ticket queue.

What you get

What Fincent catches
before you would.

flagged to review this month

💳 Expenses, watched in real time

Catch the spend that quietly adds up.

This month Fincent flagged $1,770 to review: a tool billed twice and software creeping up 18%. Drop the duplicate and that's $590 a month back. Your bookkeeper confirms before anything changes.

This month's spend live

Payroll$50,000

CloudTool ×2 duplicate$1,180

Software · 14 tools ▲18%$6,400

Flagged to review$1,770

✦ AI: two tools do the same job. Cancel one and save $590/mo.

Cash-flow model CFO

Base+1 hire+2 hires

Runway today14 months

With 2 new hires10 months

✓ Fincent predicts real-time Runway

10 mo

runway kept, even with 2 new hires

📊 Cash flow, modeled ahead

See the hire on your runway before you sign.

Your CFO runs the hire, a price change, or a slow quarter against your real books, so the runway number is real, not a hunch.

surprises when tax season comes

🗓 Taxes, done all year

Reach tax season with nothing to do.

Fincent keeps the books filing-ready all year, and a CPA prepares, reviews, and signs every return. You just approve before it goes in.

Tax year, handled on track

Jan✓ 1099s prepared & filed
Q1–Q4✓ Estimated taxes paid on time
Mar✓ Federal + state returns filed

DS Reviewed & signed · Diane, CPA FILED

70%+

auto-categorized in real time

🔄 Continuous ledger

Books that close themselves, expert-checked.

Transactions are classified, reconciled, and posted in real time, not treated as a month-end formality. Your books stay within 24 hours of reality.

Live ledger syncing

Stripe payout auto ✓$8,240

AWS invoice reconciled ✓$1,910

Auto-categorized72%

✓ Always within 24 hours of reality

Day 1

issues caught, not month three

🚨 Anomaly detection

Problems surfaced before they compound.

Fincent spots duplicate vendors, fraud signals, miscoded expenses, and margin drift the day they appear, not three months later in an audit.

Anomaly scan 24/7

Duplicate vendor · CloudTool ×2$1,180

Gross margin ▼6%drift

Miscoded expense re-codeflagged

✦ AI variance analysis flagged 3 issues today; every month is reviewed by your CPA.

90 days

of cash flow, forecast ahead

🔮 Predictive insights

See 90 days into your financial future.

Fincent forecasts cash, runway, and burn rate, refreshed nightly against your live ledger. Walk into board meetings backed by forward-looking data.

13-week forecast refreshed nightly

DownsideBaseUpside

Projected cash · day 90$612k

✓ Investor-ready · scenario-modeled

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Fincent AI + your team

Ask your books.
Get a straight answer.

No spreadsheets, no finance degree. Fincent AI reads your live books and answers in seconds; when the call is bigger, your CFO picks it up.

✦Fincent Intelligence

💸Project next quarter's spend

📈Forecast my runway

🧾Predict which invoices slip

👥Model two more hires

💳Estimate my Q4 taxes

📊Project this month's profit

✦Ask your books● online

Why is my cash lower than my profit?

Two big invoices are still unpaid, $14,000 in AR. Reminders went out this morning.

Can I afford two more hires?

Elena · your CFO stepped inYes, if they start in March. Runway stays above 10 months. Sending the plan now.

Numbers you can talk to. People who talk back.

Growth moments

Wherever you're headed,
the books are ready for it.

Month-end drag

"It's the 25th and I still don't know last month's numbers."

Daily bookkeeping means the close is done days into the month, not weeks.

✓ Books closed by the 5th

On time12/12

Getting paid

"Half my cash is stuck in invoices nobody's chasing."

Invoices go out on time and reminders follow up on their own.

INV-1042 · reminder sent✓

INV-1051 · reminder sent✓

Collected faster · lower DSO✓

Tax time

"Last April's bill blindsided me. Never again."

Estimates set aside each quarter and a CPA files on time.

✓ Quarterly estimates set aside

✓ No surprise in April

✓ CPA-filed, on time

Too many tools

"My numbers live in five apps that don't agree."

Books, billing, and reporting on one platform that reconciles itself.

Books✓

Billing & payments✓

Reports · all in one✓

First hire

"Can the business really carry a full-time salary?"

See the hire land on your runway before you make the offer.

Today14mo

+1 hire12mo ✓

Investor update

"They want a monthly update and I dread building it."

A board-ready pack that builds itself from live books.

✓ Board pack · sent the 1st

Prepminutes

Stock levels

"I'm either out of stock or buried in it."

Live stock and AI reorder points, so cash isn't stuck on the shelf.

Fast moversreorder

Dead stockflagged

What pays

"I honestly can't tell which product makes money."

Margin by product and channel, so the losers stop hiding.

Margin

Product A · 41%Product B · 23%Product C · losing

Payroll

"Payroll swallows a day I don't have."

Run start to finish, with taxes withheld and filed for you.

✓ Payroll run, start to finish

✓ Taxes withheld & filed

✓ A day back on your calendar

Exit-ready

"A buyer wants clean books, and they want them now."

Reconciled, reviewed books that survive a buyer's diligence.

✓ Every month reconciled

✓ Audit trail on every entry

✓ Diligence-ready in a click

Proof

What changed
once Fincent took over.

day monthly close

Problem · Dana closed her own books at 11pm on the 20th.

What Fincent did · A dedicated bookkeeper and a CPA-reviewed close, by the 5th.

“They're done by the 5th, and I actually understand the numbers.”Dana Nelson · Brightpath Studio

3→1

tools replaced by one platform

Problem · Northwind ran billing, books, and reports in three tools.

What Fincent did · Moved everything onto one platform, reconciled daily.

“Billing, books, and reports finally live in one place, and we're always audit-ready.”Rachel Kim · Northwind SaaS

Series A ✓

raised with Fincent's model

Problem · Sequence needed a Series A round with no model or data room.

What Fincent did · A fractional CFO built the model and investor pack.

“Investors trusted the numbers. I know my runway to the week.”Emily Carter · Sequence

Everything, handled

Whatever the back office
throws at you: handled.

Monthly bookkeepingTaxes, CPA-filedInvoices & getting paidFractional CFOInventory & purchasingProjects & billable timeAssets & depreciationBehind? Catch-upPayrollStart a companyClose one downEven your mail 📬

Start with the books. Turn on anything else the month you need it. No migrations, ever.